In-House Trust Rating System

Learn how our proprietary trust rating system works to ensure safe, reliable roommate matching and property transactions.

How Our In-House Trust Score System Works

Our proprietary in-house trust score based on our recommendation engine (1-300 scale) evaluates members based on multiple social and financial factors to ensure safe, reliable roommate matching and property transactions.

Social Factors

  • Community participation & engagement
  • Reference checks from previous roommates
  • Social media verification
  • Communication responsiveness
  • Lifestyle compatibility indicators

Financial Factors

  • Income verification & stability
  • Payment history & reliability
  • Employment verification
  • Bank account verification
  • Trust score history analysis
Score Range
1-100
Poor
101-200
Fair
201-250
Good
251-300
Excellent

Rental Equity

Transform your rent payments into trust score growth. With Rental Equity, every on-time rent payment helps build your trust score, giving you better standing, more opportunities, and greater confidence across Centuries Mutual.

  • Build Trust History

    Build trust history month after month with consistent on-time payments

  • Improve Your Score

    Improve your trust score for future loans and better rental opportunities

  • Pathway to Homeownership

    Create a pathway to homeownership through consistent rental equity building

  • Better Rates

    Qualify for better rates on rentals and future housing opportunities

Trust Building Impact

Average Trust Score Increase+60 points
Time to See Results3-6 months

* Results based on average user data from renters with consistent on-time payments.

Learn More About Rental EquityGet Started